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Frequently Asked Financial Questions

1. How much can I borrow?This is the question on top of everybody’s list. Calculating the maximum amount you can afford to borrow is derived by taking into consideration your annual income, employment status, number of dependents, existing credit commitments and the value of the property you are borrowing against.
   
   Financial Institutions use their own calculation software to determine a maximum loan amount.
   
   At aeoliana finance we have software to define your search in obtaining the best loan for your financial needs. We also have software calculators from Financial Institutions to ensure that you meet their guidelines.
2. Which Lenders do aeoliana finance work with? Our panel of Lenders is a selection of Australia’s leading home lenders.

3. Who prepares the application?Your aeoliana finance consultant will assist you to complete the loan application form. We will package your loan application with all the necessary supporting documentation and lodge it on your behalf (in many cases electronically) with the Lender you have nominated.
4. Do I have to follow up the Lender?We will take the stress out of the loan application process by managing it on your behalf right up until settlement. We will also assist you with any questions along the way and if problems arise we will contact the Lender.
5. How is my Personal Information Protected?At aeoliana finance we are governed by the Privacy Act 1988 which enforces the privacy of personal financial information. We will ensure that steps are taken to protect your personal information by storing it in a secure environment. When it is no longer needed it will be destroyed. We also take reasonable steps to protect any information from misuse, loss and unauthorized access.